ATM Skimming Modus Operandi - Almost a Victim

I want to start this blog with "once upon a time" but this is not a fairy tale, but it does have a happy ending. Anyway, the story started last month. We received an email from our HR Organizational Team warning us of the ATM Skimming Modus Operandi. The email contained safety tips and an announcement that some employees might have been affected of this - with their accounts being compromised. 

I just skimmed the email and it went straight to my Archive, I was thinking I would never be a victim of this scam. There are thousands of employees in our company, and millions of ATM users in the Philippines. Then again, what made me special?

Until, the witch came.. One fine day, before going home from work, I stopped at the ATM machine in the lobby of our office in Eastwood to withdraw money. The screen greeted me with Your account is invalid. I was thinking the machine was acting up and probably the bank was having difficulty connecting to my bank. I have a BDO Payroll account and I used an East West Bank ATM. I thought probably the system was down. I found a BDO ATM machine in Gateway and I tried my luck to withdraw money. But before I can even enter my PIN, the ATM had captured my card and the screen told me Your Account has been blocked.

Are you kidding me?

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